Privacy Policy

We are committed to protecting our users' privacy. Keeping the information you share with us on the site, secure and ensuring your understanding of how we collect, use and maintain your information is important to us at CREDLOFT, LLC (herein referred to as “CreditLoft” or “We”). We maintain physical, electronic and procedural safeguards to protect your information and while no data transmission over the Internet is 100% secure from intrusion, we intend to use all commercially reasonable efforts to ensure the protection of your information. Please read this Privacy Policy before using CreditLoft Website or submitting personal information to us.

ELIGIBILITY
CreditLoft does not knowingly collect any information from persons under the age of 18. CreditLoft, or people who post on CreditLoft, may provide links to their website or third party websites, which may have different privacy practices. We are not responsible for, nor have any control over, the privacy policies of those third party websites, and encourage all users to read the privacy policies of each and every website visited.

DATA WE COLLECT
In General
CreditLoft may require you to provide certain personal information or data. By providing such information/ Data to us, you consent to the collection, use and disclosure of such information/Data as permitted by applicable privacy laws. CreditLoft may also collect your geo-location information with your consent. We may collect this information through a website, mobile application or other online service.

PERSONAL INFORMATION WE COLLECT
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you (“Personal Data”). Personally identifiable information may include, but is not limited to:Email addressFirst name and last namePhone numberHealth informationAddress, State, Province, ZIP/Postal code, CityCookies and Usage Data.

HOW DO WE USE YOUR INFORMATION?
Our use of your personal data will always have a lawful basis, either because it is necessary for Our performance of a contract with you, because you have consented to Our use of your personal data (e.g. by subscribing to emails), or because it is in Our legitimate interests. Specifically, We may use your data for the following purposes:Providing and managing your access to Our Site;Personalizing and tailoring your experience on Our Site; Supplying Our products and services to you (please note that We require your personal data in order to enter into a contract with you);Personalizing and tailoring Our products and services for you;Replying to emails from you;Supplying you with emails that you have opted into (you may unsubscribe or opt-out at any time by clicking the unsubscribe link at the bottom of any of the emails; Market research;Analyzing your use of Our Site and gathering feedback to enable us to continually improve Our Site and your user experience. 

HOW DO WE PROTECT VISITOR INFORMATION?
Our website is scanned on a regular basis using industry leading security technology and best practices for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.We implement a variety of security measures enters, submits, or accesses their information to maintain the safety of your personal information.

DO WE USE 'COOKIES?
Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process incomplete applications to be completed later. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.

We use cookies to:
Understand and save user's preferences for future visits.Keep track of advertisements.Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third party services that track this information on our behalf.You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser (like Internet Explorer) settings. Each browser is a little different, so look at your browser's Help menu to learn the correct way to modify your cookies.If you disable cookies off, some features will be disabled. It may affect the functionality of the site that may make your site experience less efficient and some of our services will not function properly.However, you may still be able to place orders. 

THIRD PARTY LINKS
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.

HOW WE MAY SHARE YOUR INFORMATION
We may share personal information with service providers. We may share information, including personal information, with third parties that perform certain services on our behalf. These services may include providing customer service and marketing assistance, performing business and sales analysis, ad tracking and analytics, member screenings, supporting our website or application functionality, and supporting contests, sweepstakes, surveys and other features offered through our site.. These service providers may have access to personal information needed to perform their functions but are not permitted to share or use such information for any other purposes.

Business partners
We may share personal information with the businesses with which we partner to offer you the applicable products, services or any advertisements. When you elect to engage in a particular merchant's offer or program, you authorize us to provide your email address and other information to that merchant

Other Events
CreditLoft may disclose information about its users if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal process. CreditLoft may also disclose information about its users to law enforcement officers or others, in the good faith belief that such disclosure is reasonably necessary to: enforce our Terms & Conditions and respond to claims that any posting or other content violates the rights of third-parties; or protect the rights, property, or personal safety of CreditLoft, its users or general public.

HOW WE PROTECT YOUR PERSONAL INFORMATION
CreditLoft takes appropriate security measures (including physical, electronic and procedural measures) to help safeguard your personal information from unauthorized access and disclosure. We want you to feel confident using our website to transact business. However, no system can be completely secure. Therefore, although we take steps to secure your information, we do not promise, and you should not expect, that your  any information, searches, or other communications will always remain secure. Users should also take care with how they handle and disclose their personal information and should avoid sending personal information through insecure email.

You agree that we may communicate with you electronically regarding security, privacy, and administrative issues, such as security breaches. CreditLoft may post a notice on our Service if a security breach occurs. CreditLoft may also send an email to you at the email address you have provided. You may have a legal right to receive this notice in writing.

NO RIGHTS OF THIRD PARTIES
This Privacy Policy does not create rights enforceable by third parties or require disclosure of any personal information relating to users of the website.

CHANGES TO THIS PRIVACY POLICY
We will occasionally update this Privacy Policy. When we post changes to this Privacy Policy, we will revise the 'last updated' date at the top of this Privacy Policy. We recommend that you check our website from time to time to inform yourself of any changes in this Privacy Policy or any of our other policies

Contact Us
For more information or questions about your use of our website, please contact us at support@creditloft.com, or call (646) 776-3134