Terms of Service

THIS TERMS AND CONDITIONS APPLIES TO CREDITLOFT (THE “COMPANY”) SERVICES AS MAY BE MADE AVAILABLE TO YOU ON WWW.CREDITLOFT.COM (THE “WEBSITE”) AND ALL RELATED SITES, APPLICATIONS, SERVICES AND TOOLS REGARDLESS OF HOW YOU ACCESS OR USE ANY OF THEM.

COMPANY RESERVES THE RIGHT, AT ITS SOLE DISCRETION, TO DENY FURTHER OR CONTINUING ACCESS TO OUR SITE TO ANY VISITOR, INCLUDING, WITHOUT LIMITATION, ANY USER THAT HAS VIOLATED ANY ASPECT OF THE TERMS AND CONDITIONS.

CreditLoft.com (“CreditLoft.com” or “we” or “our”) owns and operates the website located at www.CreditLoft.com

INTRODUCTION
CreditLoft reserves the right to update, modify or amend these Terms at any time, and any such updates, modifications or amendments will be binding on you. Because these Terms are binding upon you in connection with any use you make of the Site at any time, you should regularly check for changes before proceeding to use this Site.The section headings used in these Terms are for reference purposes only and shall not be used in the interpretation of the meaning of these Terms.'By using this Website, you understand that we are not a government agency, government organization, financial institution, loan provider or other funding provider. We are a company providing value added services solely for the purpose of connecting businesses with business loan providers or Lenders.

LOAN AND SERVICES
You understand and agree that CreditLoft is not a lender and is not the creditor for or issuer of the offers featured on the Site. Any offer or services advertised at this site or made available to you after you receive a financial Loan from an issuer are by and remain the sole responsibility of the respective vendors and service providers.We do not guarantee that you will be matched or be given an offer, nor that your matches will be the best possible rates and terms available in the market and that any offers made by third party providers will be subject to their individual assessment.You understand that, either on your own or through an independent third party, as required by applicable law, can apply for business loans without the use of the Services directly with a loan provider.APPLICATION ACCEPTANCE POLICYCreditLoft reserves the right at any time after receipt of your application to accept or decline your application for any reason. CreditLoft may require additional verifications or information before accepting any application request. CreditLoft is not responsible for applications that cannot be funded or unsuccessful funding applications arising from an applicant’s ineligibility to qualify for the funding opportunity. You also understand that Issuer/Lender reserves the right at their own discretion to accept or decline an Application with or without cause.

ELIGIBILITY
You must be at least 18 years of age to access and use the Service. Any use of the Service is void where prohibited. By accessing and using the Website, you represent and warrant that you have the right, authority and capacity to enter into this Agreement and to abide by all of the terms and conditions of this Agreement. You are responsible for complying with the International, Federal, National and State laws and regulations of the territory from which you access or use the Website or Service.

INTELLECTUAL PROPERTY
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this website are protected intellectual properties owned by CreditLoft, its licensors, or other third parties who have authorized use of such properties on the Site.

CreditLoft reserves all other rights in this web site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of CreditLoft. Except as expressly provided on this site, nothing contained on this site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.

LIMITATION OF LIABILITY AND DISCLAIMER OF WARRANTIES
CreditLoft uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. CreditLoft makes no representations regarding the use or results of any content on the Site as to its accuracy, reliability or any other matter.NEITHER CreditLoft NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. EVERYTHING ON THIS SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. These exclusions and limitations are applied to the fullest extent permitted by law in each jurisdiction.

THIRD PARTY CONTENT
The Site may contain links to sites maintained by third parties. CreditLoft is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.

SECURITY
CreditLoft utilizes industry best practices in security technology to protect your personal information. Although CreditLoft has taken reasonable measures to provide for the security of certain information that you submit to the Site, CreditLoft cannot guarantee that this information will not be intercepted or decrypted by others. CreditLoft accepts no responsibility for such interception or decryption.

SITE USE
CreditLoft is not an agent, or is it the agent of the issuer of any loan or any supplier with respect to your decision to obtain a personal loan or other financial offering. CreditLoft may receive compensation for third parties for goods, facilities or services that CreditLoft provides to third parties under separate contact. Such goods, facilities or services may or may not relate in any way to your use of the Site. You agree to any such compensation arrangement whether or not related in any way to your use of the Site.

LAW AND VENUE
You agree that any legal action brought against us shall be governed by the laws of the State of New York, without regard to conflict of law principles. You agree that the sole jurisdiction and venue for any litigation arising from your use of or orders made on the Site shall be an appropriate federal or state court located in New York, NY.

MODIFICATION CreditLoft reserves the right to modify these Terms of Service from time to time. Your use of the Site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.

INDEMNIFICATION
By using the Site, you agree to indemnify and hold CreditLoft, its subsidiaries, affiliates, officers, agents and other partners and employees, harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use or attempted use of the Site, including providing a link to another site or uploading any content to the Site.

BREACH
By using the Site, you understand and agree that CreditLoft, at its sole discretion and without prior notice, may terminate your access to the Site and to any services offered on the Site, and may remove any content you have provided if CreditLoft believes that such content violates or is inconsistent with these Terms of Service or the Privacy Policy or their intent, that your conduct is disruptive, or you have violated the law or the rights of CreditLoft or another user.

GENERAL TERMS
All rights not expressly granted are reserved to CreditLoft.

NO WAIVER
A party’s failure to insist upon or enforce strict performance of any provision of the Terms of Service shall not be construed as a waiver of such or any future provision or right.

SEVERABILITY
If any provision of these Terms of Service is held to be invalid or unenforceable, such determination shall not affect such provision in any other respect or any other provision of these Terms of Service, which shall remain in full force and effect.

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These Terms of Service and the Privacy Policy constitute the entire agreement and understanding between the parties with respect to the subject matter contained herein and therein and supersedes and replaces any and all prior written or oral agreements related to the subject matter hereof.

For more information or questions about your use of our website, please contact us at support@creditloft.com, or call (646) 776-3134